Here is an overview of the 5 different ways you can add text to your design. Purchased fonts, 'T' text option, Hyperfont, text option in the draw package an.

How to install Singer Futura Embroidery Machine Software from download.
The Futura XL-420 sewing and embroidery machine is like having two machines in one! The basic Futura™ software is included on a CD, and once installed on your PC, you can choose from 200 embroidery designs such as floral, holiday, children, frames and more.

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Singer Futura Embroidery Software